Just because you are hurt and can still run, does not mean you are "milking the system". As a qi gong instructor, I am sure that you are aware that the mind and body are affected by so many variables that it is impossible to draw a direct correlation - car accident = no running. Outside of an acute injury, I would not pursue "pain and suffering" because that also includes emotional pain and suffering -which can not be eradicated by financial gain. And, since the emotions are tied to the body as well, pursuing financial gain for pain and suffering, will also unnecessarily prolong physical suffering as well. I am not sure that made any sense.